Nanaimo mortgages, home loans, mortgage lenders, equity loans.
Purchasing - Renewing - Refinancing
Depending on your situation and experience, your needs as a mortgage consumer will differ, however one thing remains constant, as either a first-time homebuyer or a repeat buyer you need the guidance of a professional to get you the best product and rate to suit your needs.
For First Time Buyers, mortgage advice and information is not just important, it is critical. Timely and accurate mortgage advice, the right products to select from, can be a boon to the enjoyment of your first purchase as a family home and lifetime investment. There is no reason to rush the purchase of your first home – remember, it is also an investment in your life and lifestyle.
As a Repeat Buyer, you need to know that your options are extensive. With a changing mortgage marketplace, you need to be kept up to date so that you can make a decision that is tailored to your current situation with the flexibility that you require.
When Renewing Your Mortgage, it is likely that you’re current lending institution will offer you a rate that is not the best one available in the marketplace. You are in a strong bargaining position, and by joining forces with Joe Tomkins of Invis you can obtain a rate and product that suits you and your situation.
Too many individuals do not take advantage of their position and a mortgage broker’s services at this critical time of homeownership. This is the time when your equity grows substantially, from decreasing your principal loan balance combined with appreciating home values. Over 70% of mortgage holders just sign their current lender’s renewal form and the usual result is a higher rate and product that no longer fits best with their financial situation and goals. There are a lot of lenders in the marketplace who want your business, and I can find the one most suitable for you.
Refinancing, whether it be a relatively straight forward refinance of your existing mortgage balance, or utilizing your Home Equity for any other purpose desired, is a strategic financial decision that requires the assistance of a mortgage expert to get you the best deal from the hundreds of options available. Whether you want to:
- lower your monthly payment
- consolidate debt
- renovate
- pull cash out of your home
- increase your flexibility with a credit line
- break your mortgage
Apply Now!
Joe Tomkins of Invis in Nanaimo, on Vancouver Island, can point you in the right direction and connect you with your desired end result!
Tip: Did you know that when refinancing, your prepayment options may figure in to your advantage whether you have exercised them or not? It pays to ask the experts at Invis
